o 1.1 “Contract” means the terms and conditions contained herein, together with any quotation, order, invoice or other document or amendments expressed to be supplemental to this contract.

o 1.2 “T+” means T PLUS SMART SOLUTIONS PTY LTD, its successors and assigns or any person acting on behalf of and with the authority of T PLUS SMART SOLUTIONS PTY LTD.

o 1.3 “Client” means the person's, entities or any person acting on behalf of and with the authority of the Client requesting T+ to provide the Services as specified in any proposal, quotation, order, invoice or other documentation:(a) if there is more than one Client, is a reference to each Client jointly and severally.(b) if the Client is a partnership, it shall bind each partner jointly and severally.(c) if the Client is a part of a Trust, shall be bound in their capacity as a trustee.(d) includes the Client’s executors, administrators, successors and permitted assigns.

o 1.4 “Goods” means all Goods or Services supplied by T+ to the Client at the Client’s request from time to time (where the context so permits the terms ‘Goods’ or ‘Services’ shall be interchangeable for the other).

o 1.5 “Confidential Information” means information of a confidential nature whether oral, written or in electronic form including, but not limited to, this Contract, either party’s intellectual property, operational information, know-how, trade secrets, financial and commercial affairs, contracts, client information (including but not limited to, “Personal Information” such as: name, address, D.O.B, occupation, driver’s license details, electronic contact (E-mail, Facebook or Twitter details), and other contact information (where applicable), previous credit applications, credit history) and pricing details.

o 1.6 “Cookies” means small files which are stored on a user’s computer. They are designed to hold a modest amount of data (including Personal Information) specific to a particular client and website and can be accessed either by the web server or the client’s computer. If the Client does not wish to allow Cookies to operate in the background when using T+ website, then the Client shall have the right to enable/disable the Cookies first by selecting the option to enable/disable provided on the website, prior to making enquiries via the website.

o 1.7 “Price” means the Price payable (plus any GST where applicable) for the Goods as agreed between T+ and the Client in accordance with clause 5.

o 1.8 “GST” means Goods and Services Tax as defined within “A New Tax System (Goods and Services Tax) Act 1999” (CTH).

o 2.1 The Client is taken to have exclusively accepted and is immediately bound, jointly and severally, by these terms and conditions if the Client places an order for or accepts Delivery of the Goods.

o 2.2 In the event of any inconsistency between the terms and conditions of this Contract and any other prior document or schedule that the parties have entered into, the terms of this Contract shall prevail.

o 2.3 Any amendment to the terms and conditions contained in this Contract may only be amended in writing by the consent of both parties.

o 2.4 The Client acknowledges that:(a) the supply of Goods on credit shall not take effect until the Client has completed a credit application with T+ and it has been approved with a credit limit established for the account.(b) In the event that the supply of Goods requested exceeds the Client’s credit limit and/or the account exceeds the payment terms, T+ reserves the right to refuse Delivery.(c) the supply of Goods for accepted orders may be subject to availability and if, for any reason, Goods are not or cease to be available, T+ reserves the right to vary the Price with alternative Goods as per clause 5.2.

o 2.5 Electronic signatures shall be deemed to be accepted by either party providing that the parties have complied with Section 9 of the Electronic Transactions Act 2000 or any other applicable provisions of that Act or any Regulations referred to in that Act.

o 3.1 The Client acknowledges and accepts that T+ shall, without prejudice, accept no liability in respect of any alleged or actual error(s) and/or omission(s):(a) resulting from an inadvertent mistake made by T+ in the formation and/or administration of this Contract.(b) contained in/omitted from any literature (hard copy and/or electronic) supplied by T+ in respect of the Services.

o 3.2 In the event such an error and/or omission occurs in accordance with clause 3.1, and is not attributable to the negligence and/or wilful misconduct of T+; the Client shall not be entitled to treat this Contract as repudiated nor render it invalid.

o 4.1 The Client shall give T+ not less than twenty(20) days prior written notice of any proposed change of ownership of the Client and/or any other change in the Client’s details (including but not limited to, changes in the Client’s name, address, contact phone or fax number/s, change of trustees, or business practice). The Client shall be liable for any loss incurred by T+ as a result of the Client’s failure to comply with this clause.

o 5.1 At T+’s sole discretion, the Price shall be either:(a) as indicated on any invoice provided by T+ to the Client; or(b) the Price as at the date of Delivery of the Goods according to T+’s current price list(c) T+’s quoted price which will be valid for the period stated in the quotation or otherwise for a period of thirty (30) days.

o 5.2 T+ reserves the right to change the Price:(a) if a variation to the Goods or Services which are to supplied is requested; or(b) if during the course of the Services, the Goods cease to be available from T+’s third party suppliers, then T+ reserves the right to provide alternative Goods, subject to prior confirmation and agreement of both parties; or(c) in the event of increases to T+ in the cost of labour or materials (including but not limited to overseas transactions that may increase as a consequence of variations in foreign currency rates of exchange and/or international freight and insurance charges) which are beyond T+’s control.

o 5.3 Variations will be charged for on the basis of T+’s quotation, and will be detailed in writing, and shown as variations on T+’s invoice. The Client shall be required to respond to any variation submitted by T+ within ten (10) working days. Failure to do so will entitle T+ to add the cost of the variation to the Price. Payment for all variations must be made in full at the time of their completion.

o 5.4 At T+’s sole discretion a non-refundable deposit of thirty -fifty percent (30 – 50 %) may be required (including but not limited to, non-standard, customised, non- regular, seasonal or ordered products) prior to ordering. Fulfilment of any such order with only commence upon receipt of cleared deposited funds.

o 5.5 Time for payment for the Goods being of the essence, the Price will be payable by the Client on the date/s determined by T+, which may be:(a) on or before Delivery of the Goods;(b) by way of installments/progress payments in accordance with T+’s payment schedule;(c) the date specified on any invoice or other form as being the date for payment; or(d) failing any notice to the contrary, the date which is fourteen (14) days following the date of any invoice given to the Client by T+.

o 5.6 Payment may be made by cash, cheque, bank cheque, electronic/online banking or by any other method as agreed to between the Client and T+.

o 5.7 T+ may in its discretion allocate any payment received from the Client towards any invoice that T+ determines and may do so at the time of receipt or at any time afterward. On any default by the Client, T+ may re-allocate any payments previously received and allocated. In the absence of any payment allocation by T+, payment will be deemed to be allocated in such a manner as preserves the maximum value of T+’s Purchase Money Security Interest (as defined in the PPSA) in the Goods.

o 5.8 The Client shall not be entitled to set off against, or deduct from the Price, any sums owed or claimed to be owed to the Client by T+ nor to withhold payment of any invoice because part of that invoice is in dispute.

o 5.9 Unless otherwise stated the Price does not include GST. In addition to the Price, the Client must pay to T+ an amount equal to any GST T+ must pay for any supply by T+ under this or any other agreement for the sale of the Goods. The Client must pay GST, without deduction or set-off of any other amounts, at the same time and on the same basis as the Client pays the Price. In addition, the Client must pay any other taxes and duties that may be applicable in addition to the Price except where they are expressly included in the Price.

o 6.1 Delivery (“Delivery”) of the Goods is taken to occur at the time that: (a) the Client or the Client’s nominated carrier takes possession of the Goods at T+’s address; or (b) T+ (or T+’s nominated carrier) delivers the Goods to the Client’s nominated address even if the Client is not present at the address.

o 6.2 At T+’s sole discretion, the cost of Delivery is in addition to the Price, unless otherwise specified.

o 6.3 T+ may deliver the Goods in separate installments. Each separate installment shall be invoiced and paid in accordance with the provisions in these terms and conditions.

o 6.4 Deliveries are processed promptly upon receipt of full payment or when orders are placed by an approved Credit Account Client.

o 6.5 If there is a delay in dispatch of Goods due to unavailability of Goods, T+ will notify the Client of the new expected time frame for the Delivery or may offer an alternative product. In the event the Client does not want to proceed with either of these options, T+ shall repay to the Client in full any money paid by the Client for the Goods.

o 6.6 T+ is not responsible for Goods that are either damaged in transit or not received. Damaged or lost orders should be resolved with the relevant courier company directly. Replacement of damaged or lost items is made at the discretion of T+.

o 6.7 Any time specified by T+ for Delivery of the Goods is an estimate only. The Client must take Delivery by receipt or collection of the Goods whenever they are tendered for Delivery. There will be circumstances where the delay in Delivery is due to circumstances beyond T+’s control. In the event of a substantial delay in any Delivery, it is agreed that T+ shall make every endeavour to enable the Delivery to be supplied at a new time and place as decided between both parties. In any event that T+ is unable to supply the Goods as agreed solely due to any action or inaction of the Client or an event beyond T+’s control, then T+ will not be liable for any loss or damage incurred by the Client as a result of any delayed Delivery, T+ shall be entitled to charge a reasonable fee for re-supplying the Goods at a later time and date, and/or for storage of the Goods.

o 7.1 Risk of damage to or loss of the Goods passes to the Client on Delivery and the Client must insure the Goods on or before Delivery.

o 7.2 If any of the Goods are damaged or destroyed following Delivery but prior to ownership passing to the Client, T+ is entitled to receive all insurance proceeds payable for the Goods. The production of these terms and conditions by T+ is sufficient evidence of T+’s rights to receive the insurance proceeds without the need for any person dealing with T+ to make further enquiries.

o 7.3 If the Client requests T+ to leave Goods outside T+’s premises for collection or to deliver the Goods to an unattended location, then such Goods shall be left at the Client’s sole risk.

o 7.4 The Client acknowledges that the warranty on Goods will not apply where such Goods have become defected from the result of power spikes or surges, fire, misuse, neglect, accident, abuse, improper installation/operation, modifications or unsuitable environmental conditions.

o 7.5 Unless the Client obtains a written arrangement from T+ at the time of purchase, the warranty on such Goods will become void where items purchased from T+ are subsequently used alongside other products.

o 7.6 T+ recommends that where applicable, Goods are installed by a suitably qualified electrician.

o 7.7 The Client acknowledges that for the purposes of any possible warranty claim, an invoice show date of purchase and installation by a qualified electrician (where applicable) must be provided at time of claim. Warranties are given to the original purchaser and ownership may not be assigned or transferred to any other party. All such documentation is the responsibility of the Client.

o 8.1 T+ and the Client agree that ownership of the Goods shall not pass until:(a) the Client has paid T+ all amounts owing to T+; and(b) the Client has met all of its other obligations to T+.

o 8.2 Receipt by T+ of any form of payment other than cash shall not be deemed to be payment until that form of payment has been honoured, cleared or recognised.

o 8.3 It is further agreed that, until ownership of the Goods passes to the Client in accordance with clause 8.1:(a) the Client is only a bailee of the Goods and must return the Goods to T+ on request;(b) the Client holds the benefit of the Client’s insurance of the Goods on trust for T+ and must pay to T+ the proceeds of any insurance in the event of the Goods being lost, damaged or destroyed;(c) the Client must not sell, dispose, or otherwise part with possession of the Goods other than in the ordinary course of business and for market value. If the Client sells, disposes or parts with possession of the Goods then the Client must hold the proceeds of any such act on trust for T+ and must pay or deliver the proceeds to T+ on demand;(d) the Client should not convert or process the Goods or intermix them with other goods but if the Client does so then the Client holds the resulting product on trust for the benefit of T+ and must sell, dispose of or return the resulting product to T+ as it so directs;(e) the Client irrevocably authorises T+ to enter any premises where T+ believes the Goods are kept and recover possession of the Goods;(f) T+ may recover possession of any Goods in transit whether Delivery has occurred;(g) the Client shall not charge or grant an encumbrance over the Goods nor grant nor otherwise give away any interest in the Goods while they remain the property of FOL;(h) T+ may commence proceedings to recover the Price of the Goods sold notwithstanding that ownership of the Goods has not passed to the Client.

o 9.1 In this clause financing statement, financing change statement, security agreement, and security interest has the meaning given to it by the PPSA.

o 9.2 Upon assenting to these terms and conditions in writing the Client acknowledges and agrees that these terms and conditions constitute a security agreement for the purposes of the PPSA and creates a security interest in all Goods and/or collateral (account) – being a monetary obligation of the Client to T+ for Services – that have previously been supplied and that will be supplied in the future by T+ to the Client.

o 9.3 The Client undertakes to:(a) promptly sign any further documents and/or provide any further information (such information to be complete, accurate and up-to-date in all respects) which T+ may reasonably require to;(i) register a financing statement or financing change statement in relation to a security interest on the Personal Property Securities Register;(ii) register any other document required to be registered by the PPSA; or(iii) correct a defect in a statement referred to in clause 9.3(a)(i) or 9.3(a)(ii);(b) indemnify, and upon demand reimburse, T+ for all expenses incurred in registering a financing statement or financing change statement on the Personal Property Securities Register established by the PPSA or releasing any Goods charged thereby;(c) not register a financing change statement in respect of a security interest without the prior written consent of T+;(d) not register, or permit to be registered, a financing statement or a financing change statement in relation to the Goods and/or collateral (account) in favour of a third party without the prior written consent of FOL;(e) immediately advise FOL of any material change in its business practices of selling the Goods which would result in a change in the nature of proceeds derived from such sales.

o 9.4 T+ and the Client agree that sections 96, 115 and 125 of the PPSA do not apply to the security agreement created by these terms and conditions.

o 9.5 The Client waives their rights to receive notices under sections 95, 118, 121(4), 130, 132(3)(d) and 132(4) of the PPSA.

o 9.6 The Client waives their rights as a grantor and/or a debtor under sections 142 and 143 of the PPSA.

o 9.7 Unless otherwise agreed to in writing by T+, the Client waives their right to receive a verification statement in accordance with section 157 of the PPSA.

o 9.8 The Client must unconditionally ratify any actions taken by T+ under clauses 9.3 to 9.5.

o 9.9 Subject to any express provisions to the contrary (including those contained in this clause 9), nothing in these terms and conditions is intended to have the effect of contracting out of any the provisions of the PPSA.

o 10.1 In consideration of T+ agreeing to supply the Goods, the Client charges all of its rights, title and interest (whether joint or several) in any land, realty or other assets capable of being charged, owned by the Client either now or in the future, to secure the performance by the Client of its obligations under these terms and conditions (including, but not limited to, the payment of any money).

o 10.2 The Client indemnifies T+ from and against all T+’s costs and disbursements including legal costs on a solicitor and own client basis incurred in exercising T+’s rights under this clause.

o 10.3 The Client irrevocably appoints T+ and each director of T+ as the Client’s true and lawful attorney/s to perform all necessary acts to give effect to the provisions of this clause 10 including, but not limited to, signing any document on the Client’s behalf.

o 11.1 The Client must notify T+ within thirty (30) days of delivery if the Client is required to return Goods due to issues other than warranty or wrong delivery. This is not applicable for Goods made to Clients specifications, Goods purchased in store and non-stocklist items.

o 11.2 The Client must inspect the Goods on Delivery and must notify T+ within seven (7) days of Delivery of defects, damage, shortage in quantity, or failure to comply with the description of order. The Client must notify T+ of any alleged defect in the Goods as soon as reasonably possible after any such defect becomes evident. The Goods must be return to T+ with a completed Warranty Claim request by email to provide T+ with an opportunity to inspect the Goods. For more information on warranty claims terms and process please refer to the Warranty Against Defects Policy.

o 11.3 The Client acknowledges that for the purposes of any possible warranty claim, an invoice showing the date of purchase and installation by a qualified electrician (where applicable) must be provided at the time of claim. Warranties are given to the original purchaser and ownership may not be assigned or transferred to any other party. All such documentation is the responsibility of the Client.

o 11.4 Subject to this clause 11, returns will only be accepted provided that:(a) the Client has complied with the provisions of clause 11.1,11.2 or 11.3; and(b) T+ has agreed that the Goods are defective; and(c) the Goods are returned within seven (7) days from notification of intent to return and at the Client’s cost (if that cost is not significant); and;(d) the Goods are returned to the same or similar condition to that in which they were delivered; and(e) the packaging boxes for individual products must not be marked, ripped or taped, and must be in its original condition as when it was delivered.

o 11.5 Provided that T+ has accepted the returned Goods in accordance with claus 11.4, T+ will repair, provide replace or offer an alternative product. If T+ is unable to provide a replacement of the Goods or Client does not accept an alternative product offered, T+ will either refund any money paid for the Goods using the same method by which payment was made or provide a T+ store credit to the value of the purchased Goods at the option of the Client. Refunds and store credits will normally be processed within thirty (30) days of T+ receiving the returned Goods.

o 11.6 If the Client is not a consumer within the meaning of the CCA, T+’s liability for any defect or damage in the Goods is:(a) limited to the value of any express warranty or warranty card provided to the Client by T+ at T+’s sole discretion;(b) limited to any warranty to which T+ is entitled if T+ did not manufacture the Goods;(c) otherwise negated absolutely.

o 11.7 Notwithstanding anything contained in this clause if T+ is required by a law to accept a return then T+ will only accept a return on the conditions imposed by that law.

o 11.8 Under applicable State, Territory and Commonwealth Law (including, without limitation the CCA), certain statutory implied guarantees and warranties (including, without limitation the statutory guarantees under the CCA) may be implied into these terms and conditions (Non-Excluded Guarantees).

o 11.9 T+ acknowledges that nothing in these terms and conditions purports to modify or exclude the Non-Excluded Guarantees.

o 11.10 Except as expressly set out in these terms and conditions, on T+’s website or in respect of the Non-Excluded Guarantees, T+ makes no warranties or other representations under these terms and conditions including but not limited to the quality or suitability of the Goods. T+’s liability in respect of these warranties is limited to the fullest extent permitted by law.

o 11.11 If the Client is a consumer within the meaning of the CCA, T+’s liability is limited to the extent permitted by section 64A of Schedule 2.

o 11.12 Notwithstanding clauses 11.1 to 11.11 but subject to the CCA, T+ shall not be liable for any defect or damage which may be caused or partly caused by or arise as a result of:(a) the Client failing to properly maintain or store any Goods;(b) the Client using the Goods for any purpose other than that for which they were designed;(c) the Client continuing the use of any Goods after any defect became apparent or should have become apparent to a reasonably prudent operator or user;(d) the Client failing to follow any instructions or guidelines provided by T+;(e) fair wear and tear, any accident, or act of God.

o 11.13 T+ may in its absolute discretion accept non-defective Goods for return in which case T+ may require the Client to pay handling fees of up to twenty-thirty percent (20 - 30%) of the value of the returned Goods plus any freight costs.

o 11.14 Furthermore, returns of non-defective Goods due to incorrect Client ordering or change of mind must be advised within seven (7) days of receipt of the Goods, and return must be affected within seven (7) days of receipt of the return approval, but this may incur a handling fee as per clause 11.13 or an administration fee of fifty ($50.00), whichever is the greater, plus any freight.

o 11.15 Subject to clause 11.1, customized, or non-stocklist items or Goods made or ordered to the Client’s specifications are not acceptable for credit or return.

o 12.1 Where T+ has designed, drawn or developed Goods for the Client, then the copyright in any designs and drawings and documents shall remain the property of T+. Under no circumstances may such designs, drawings and documents be used without the express written approval of T+.

o 12.2 The Client agrees that T+ may (at no cost) use for the purposes of marketing or entry into any competition, any documents, designs, drawings or Goods which T+ has created for the Client.

o 13.1 Interest on overdue invoices shall accrue daily from the date when payment becomes due, until the date of payment, at a rate of two and a half percent (2.5%) per calendar month (and at T+’s sole discretion such interest shall compound monthly at such a rate) after as well as before any judgement.

o 13.2 If the Client owes T+ any money the Client shall indemnify T+ from and against all costs and disbursements incurred by T+ in recovering the debt (including but not limited to internal administration fees, legal costs on a solicitor and own client basis, T+’s contract default fee, and bank dishonour fees).

o 13.3 Further to any other rights or remedies T+ may have under this Contract, if a Client has made payment to T+, and the transaction is subsequently reversed, the Client shall be liable for the amount of the reversed transaction, in addition to any further costs incurred by T+ under this clause 13 where it can be proven that such reversal is found to be illegal, fraudulent or in contravention to the Client’s obligations under this contract.

o 13.4 Without prejudice to T+’s other remedies at law T+ shall be entitled to cancel all or any part of any order of the Client which remains unfulfilled and all amounts owing to T+ shall, whether or not due for payment, become immediately payable if:(a) any money payable to T+ becomes overdue, or in T+’s opinion the Client will be unable to make a payment when it falls due;(b) the Client has exceeded any applicable credit limit provided by T+;(c) the Client becomes insolvent, convenes a meeting with its creditors or proposes or enters into an arrangement with creditors, or makes an assignment for the benefit of its creditors; or(d) a receiver, manager, liquidator (provisional or otherwise) or similar person is appointed in respect of the Client or any asset of the Client.

o 14.1 Without prejudice to any other remedies T+ may have, if at any time the Client is in breach of any obligation (including those relating to payment) under these terms and conditions T+ may suspend or terminate the supply of Goods to the Client. T+ will not be liable to the Client for any loss or damage the Client suffers because T+ has exercised its rights under this clause.

o 14.2 T+ may cancel any contract to which these terms and conditions apply or cancel Delivery of Goods at any time before the Goods are delivered by giving written notice to the Client. On giving such notice T+ shall repay to the Client any money paid by the Client for the Goods. T+ shall not be liable for any loss or damage whatsoever arising from such cancellation.

o 14.3 In the event that the Client cancels Delivery of Goods the Client shall be liable for any and all loss incurred (whether direct or indirect) by T+ as a direct result of the cancellation (including, but not limited to, any loss of profits).

o 14.4 Cancellation of orders for Goods made to the Client’s specifications, or for non-stocklist items, will definitely not be accepted once production has commenced, or an order has been placed.

o 15.1 At T+ ’s sole discretion, if there are any disputes or claims for unpaid Goods and/or Services then the provisions of the Building and Construction Industry Security of Payments Act 2009 may apply.

o 16.1 All emails, documents, images or other recorded information held or used by T+ is Personal Information, as defined and referred to in clause 16.3, and therefore considered Confidential Information. T+ acknowledges its obligation in relation to the handling, use, disclosure and processing of Personal Information pursuant to the Privacy Act 1988 (“the Act”) including the Part IIIC of the Act being Privacy Amendment (Notifiable Data Breaches) Act 2017 (NDB) and any statutory requirements, where relevant in a European Economic Area (“EEA”), under the EU Data Privacy Laws (including the General Data Protection Regulation “GDPR”) (collectively, “EU Data Privacy Laws”). T+ acknowledges that in the event it becomes aware of any data breaches and/or disclosure of the Client’s Personal Information, held by T+ that may result in serious harm to the Client, T+ will notify the Client in accordance with the Act and/or the GDPR. Any release of such Personal Information must be in accordance with the Act and the GDPR (where relevant) and must be approved by the Client by written consent, unless subject to an operation of law.

o 16.2 Notwithstanding clause 16.1, privacy limitations will extend to T+ in respect of Cookies where the Client utilises T+ ’s website to make enquiries. T+ agrees to display reference to such Cookies and/or similar tracking technologies, such as pixels and web beacons (if applicable), such technology allows the collection of Personal Information such as the Client’s:(a) IP address, browser, email client type and other similar details;(b) tracking website usage and traffic; and(c) reports are available to T+ when T+ sends an email to the Client, so T+ may collect and review that information (“collectively Personal Information”)If the Client consents to T+ ’s use of Cookies on T+ ’s website and later wishes to withdraw that consent, the Client may manage and control T+ ’s privacy controls via the Client’s web browser, including removing Cookies by deleting them from the browser history when exiting the site.

o 16.3 The Client agrees that T+ may exchange information about the Client with those credit providers either named as trade referees by the Client or named in a consumer credit report issued by a credit reporting agency for following purposes:(a) to assess an application by the Client; and/or(b) to notify other credit providers of a default by the Client; and/or(c) to exchange information with other credit providers as to the status of this credit account, where the Client is in default with other credit providers; and/or(d) to assess the creditworthiness of the Client including the Client’s repayment history in the preceding two (2) years.

o 16.4 The Client consents to T+ being given a consumer credit report to collect overdue payment on commercial credit.

o 16.5 The Client agrees that personal credit information provided may be used and retained by T+ for following purposes (and for other agreed purposes or required by):(a) the provision of Goods; and/or(b) analysing, verifying and/or checking the Client’s credit, payment and/or status in relation to the provision of Goods; and/or(c) processing of any payment instructions, direct debit facilities and/or credit facilities requested by the Client; and/or(d) enabling the collection of amounts outstanding in relation to the Goods.

o 16.6 T+ may give information about the Client to a CRB for following purposes:(a) to obtain a consumer credit report;(b) allow the CRB to create or maintain a credit information file about the Client including credit history.

o 16.7 The information given to the CRB may include:(a) Personal Information as outlined in 16.3 above;(b) name of the credit provider and that T+ is a current credit provider to the Client;(c) whether the credit provider is a licensee;(d) type of consumer credit;(e) details concerning the Client’s application for credit or commercial credit (e.g. date of commencement/termination of the credit account and the amount requested);(f) advice of consumer credit defaults, overdue accounts, loan repayments or outstanding monies which are overdue by more than sixty (60) days and for which written notice for request of payment has been made and debt recovery action commenced or alternatively that the Client no longer has any overdue accounts and T+ has been paid or otherwise discharged and all details surrounding that discharge (e.g. dates of payments);(g) information that, in the opinion of T+, the Client has committed a serious credit infringement;(h) advice that the amount of the Client’s overdue payment is equal to or more than one hundred and fifty dollars ($150.00).

o 16.8 The Client shall have the right to request (by e-mail) from T+ :(a) a copy of the Personal Information about the Client retained by T+ and the right to request that T+ correct any incorrect Personal Information; and(b) that T+ does not disclose any Personal Information about the Client for the purpose of direct marketing.

o 16.9 T+ will destroy Personal Information upon the Client’s request (by e-mail) or if it is no longer required unless it is required in order to fulfil the obligations of this Contract or is required to be maintained and/or stored in accordance with the law.

o 16.10 The Client can make a privacy complaint by contacting T+ via e-mail. T+ will respond to that complaint within seven (7) days of receipt and will take all reasonable steps to make a decision as to the complaint within thirty (30) days of receipt of the complaint. In the event that the Client is not satisfied with the resolution provided, the Client can make a complaint to the Information Commissioner at www.oaic.gov.au.

o 17.1 If the Client at any time upon or subsequent to entering in to the Contract is acting in the capacity of trustee of any trust (“Trust”) then whether or not T+ may have notice of the Trust, the Client covenants with T+ as follows:(a) the Contract extends to all rights of indemnity which the Client now or subsequently may have against the Trust and the trust fund;(b) the Client has full and complete power and authority under the Trust to enter into the Contract and the provisions of the Trust do not purport to exclude or take away the right of indemnity of the Client against the Trust or the trust fund. The Client will not release the right of indemnity or commit any breach of trust or be a party to any other action which might prejudice that right of indemnity;(c) the Client will not without consent in writing of T+ (T+ will not unreasonably withhold consent), cause, permit, or suffer to happen any of following events:(i) the removal, replacement or retirement of the Client as trustee of the Trust;(ii) any alteration to or variation of the terms of the Trust;(iii) any advancement or distribution of capital of the Trust; or(iv) any resettlement of the trust property.

o 18.1 The failure by either party to enforce any provision of these terms and conditions shall not be treated as a waiver of that provision, nor shall it affect that party’s right to subsequently enforce that provision. If any provision of these terms and conditions shall be invalid, void, illegal or unenforceable the validity, existence, legality and enforce ability of the remaining provisions shall not be affected, prejudiced or impaired.

o 18.2 Subject to clause 11, T+ shall be under no liability whatsoever to the Client for any indirect and/or consequential loss and/or expense (including loss of profit) suffered by the Client arising out of a breach by T+ of these terms and conditions (alternatively T+’s liability shall be limited to damages which under no circumstances shall exceed the Price of the Goods).

o 18.3 T+ may licence and/or assign all or any part of its rights and/or obligations under this Contract without the Client’s consent.

o 18.4 The Client cannot licence or assign without the written approval of T+.

o 18.5 T+ may elect to subcontract out any part of the Services but shall not be relieved from any liability or obligation under this Contract by so doing. Furthermore, the Client agrees and understands that they have no authority to give any instruction to any of T+’s sub-contractors without the authority of T+.